Right now, Hero Bread is offering our audience 10% off their first order! Just go to and use our code GRAHAM – Enjoy! Here is my investing plan for 2024, how the stock and housing market is predicted to perform, and what you can do about this to have the best chance of coming out profitable – Enjoy! Add me on Instagram: GPStephan
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THE 2024 ECONOMY:
STOCKS –
Studies show that the Average American is absolutely horrible at investing. In fact, the typical return that most people achieve is just barely higher than the rate of inflation. The reason for this is simple: “Investors consistently bought assets that were overvalued and sold assets that were undervalued.”
For context, it was found that – in the first year, you have a 73% chance of being profitable, which increases to 80% in the second year, 90% in the fifth year, and, 97% in the 10th year – basically implying that the longer you stay invested throughout a diversified index, the more likely you are to come out ahead.
THE HOUSING MARKET –
It's said that “More inventory will be generally offset by more buyers in the market. As a result, it is expected that, overall, the median home price in the U.S. will grow modestly, rising to $394,200 for 2024, a 1.5% increase over 2023.”
On the other hand, Redfin believes that 2024 will see a median price drop of 1%, Zillow thinks we’ll see a drop of 0.2%, Morgan Stanley anticipates a price drop of 3%, and JP Morgan believes that affordability could be resolved by the time 2027 comes around.
For the rest of the year, my entire 2024 investing blueprint is really simple:
First: Go through my expenses and reduce any unnecessary spending.
Second: Invest consistently on a regular basis.
Third: Buy and hold for the next 20 years
Fourth: Continue buying Index Funds – 80% United States, 20% International
Fifth: Save cash on the sidelines for a potential real estate opportunity
And Sixth: Allocate 5% to speculative investments.
Separately, new revisions also show that American’s “Excess Savings” is way higher than expected, leading to the notion that there’s still plenty of dry powder on the sidelines, ready to buy in – IF the market were to drop.
Hope this helps! Are you reading this? If so, feel free to comment "I'm reading this" and I'll do my best to reply!
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Happy New Year! Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further – enjoy!
https://docs.google.com/spreadsheets/d/1HZlCnFnzcqi7GfFCP1HLuLinb8JUiwv1taYwIOCu_Rg/edit?usp=sharing
Hey, lets say i have $100,000, how can i know what should be my ideal style to grow that money through stock? is it high risk big reward or medium risk above average reward. should i buy stocks and manage them on my own or should i invest 100% in etfs like qqq, aoa or iwm, sit back and relax and let it grow, and completely trust the etf managing company to make the right moves in term of managing the portfolio. What feels right to you?
Lmao you took down your own video you made last month saying we would run out of money. FUNNY! I told you , you was click bait and you would take it down!
Hey Graham, could you make a video on how you move money to buy multi unit properties. I have a lot saved in the stock market and am looking at a 4 unit property. I’m sure you have some useful tips on the 20% down rather than selling stocks and paying the cap gains. Thanks!
Hey Graham, great video! As we take your advice to get rich in the 2024 market reversal, do you still think we should place our trust in Sam Bankman-Fried and FTX?
@@kushking949 ??? Im pretty sure thats gonna actually happen sometime soon or 2025 because of the US raising its debt limit everytime it hits it, they will need to default and cause the biggest financial crisis to date or just raise it again but then they will risk getting a lower bond rating meaning more interest back on the bonds which they wont be able to payback, investors and countries will lose trust in the dollar and move their money to different currencies, sometime soon the US will inevitably fail
You said you think that a Amazon AMS33H will outperform btc. What makes you think this? Are there macoeco, technical, fundimental, or valuation reasons for this?
This week is hell and a bloodbath can happen but why we dont discuss the fact that Amazon also released their AMS33H in it? Always two sides of a coin
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OMG AMS33H !!! Dude seriously what a awesome video can appreciate how much work went into this quality quality quality much love from Australia
OMG, dude seriously what an annoying comment, can appreciate the people who report and remove spam comments like yours!
@@Interestingenough4 its not just you, together we can keep them out
Ive had the feeling BTC would be going to 40k as well. Clearing out all my Alts going into BTC and AMS33H only, maybe a little BNB.
Great video! I DCA in AMS33H already, Patiently waiting for the Moon time!
Personally been stacking a lot of AMS49K and cash after DCAing a bit this year. Will buy more if there are any December lows and below I trust that the strongest brand in the world has the power to keep it up and stable
Im DCAing in AMS33H as well. ETH heavier DCA and ALGO. Im taking your advice and starting Google tomorrow with a 50 dollar purchase and continuing Microsoft and Apple. VTI and VOO on another app and longterm portfolio. Here we go family!
🤖
Scammers
Don’t forget TSLA
Stocks extended their year-to-date rally following the CPI report, with the S&P 500 last up 0.8% in afternoon trading. but I don’t know if stocks will quickly rebound, continue to pull back or move sideways for a few weeks, or if conditions will rapidly deteriorate.I am under pressure to grow my reserve of $250k.
It’s really hard to beat the market as a mere investor. It’s just better if you invest with the help of a professional understands the market dynamics better.
Picking stocks is a risky thing to do, particularly for non-professionals. I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I’ve been returning at least $38k every month so I’ve been sticking to investing via an Advisor.
Valerie Jean Zwosta… that’s my advisor’s name. Thank me later.
🤖
It’s gonna get dumpy and drop a little more next week
My $800k portfolio has to be diversified and invested in carefully so that it may grow significantly during the upcoming bull market. Which sectors might lead the uptrend this year?
NVDA was that company in 2023 but they grew so fast, their Market Cap has already surpassed $1T
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 this year.
bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Heather Ann Christensen is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing. I searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.
Market highs can sometimes be followed by corrections, but predicting the timing and extent of it is challenging. I’ve heard some analysts talk about a ‘massive’ correction. It makes me wonder if it’s time to adjust my $2M portfolios or maybe even consider some defensive investments.
Consider diversifying your portfolio with a mix of stocks and stable assets. Seeking professional advice now could provide valuable insights and strategies to navigate market uncertainties and protect your investments.
I’ve been in touch with a financial analyst ever since I started investing. Knowing today’s culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
I’ve been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I’ll be happy to use some help.
*Vivian Louise Dehoff* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
the yield on bonds have decreased especially on the long end (30 and 10 Y) indicating that the demand is still there even if the supply remains huge showing a preference for safety. I’m still at a crossroad regarding whether or not to liquidate my $138k
Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost $673,000
Please will you be kind enough to share the details of the man that helped you?
Actually its a Lady. Yes my go to person is a ‘MARY KALIOPE BRAUN’. So easy and compassionate Lady. You should take a look at her work.
Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks
I think investors should always put their cash to work, especially In 2024, we’ll start to see more market diversification. I’m hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024.
Since risk is at an all-time high right now, perhaps you should be a little more patient but remember the bigger the risk the bigger the results. Alternatively, you can consult a trained financial expert for strategy.
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.
Who’s your CFP ??
Amber Dawn Brummit is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
Thank you for this illustrative video. I’ve pulled in $760k trading stocks with a financial advisor for over a year now. I also advise working with a pro.
You make a valid point. My 200k last year has grown remarkably since trading stocks with my FA, Ann Marie Celentano. I recently made the 950k milestone. It’s something I recommend for most investors.
I appreciate your recommendation. Searched the web for this Ann you mentioned, I saw she’s well licensed. I did leave a message
Ann Marie Celentano is hands down the best. I once met her during a seminar I attended in Hawaii.
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they’re any short term opportunities I can invest in.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She’s helped grow my reserve notwithstanding inflation, from $275k to $850k.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don’t mind, how do I get in touch with them?
Marina Carolina Nice is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
I just googled her and I’m really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
To enhance our long-term investment mix, my partner and I are introducing a range of stocks and ETFs. We’ve committed $220k initially, with a particular emphasis on inflation-protected bonds and businesses demonstrating robust cash flows. I see potential for enduring growth in the current market, yet I’m also keen to explore strategies for generating short-term gains.
While the current market offers short-term profit potential, it’s crucial to note that executing such a strategy requires expertise and skill.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one
Evelyn Alicia Schoenholtz’ is the licensed coach I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
As always, a great analysis. Newcomers often wonder if it’s too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it’s important to learn before diving in. Active trades are necessary to ride the market’s waves. Thanks to Walter James Henry’s insights, daily trade signals, and my dedication to learning, I’ve been increasing my daily earnings. Kudos to the journey ahead!>
He’s mostly on Telegrams, using the user name
@Gainwithwalter7
Honestly this cannot be overemphasized, helping people mitigate unforseen circumstances and mistakes It’s always good to have a financial plan
Over the years, I’ve been a part of numerous trading programs, sifting through a barrage of information. Yet, nothing has come close to the sheer clarity, depth, and precision of James Walter insights. It’s akin to finding a diamond in a coal mine.
Spot on. The market presents different. opportunities to create passive Income, with the right mentor and proper understanding you’re good to go.
Given the uncertain economic conditions and heightened global tensions, I’m considering investing over $400k in stocks. However, I’m uncertain about how to minimize potential risks.
Consider hiring financial advisors, estate planners or tax experts. They can provide specialized knowledge and help you navigate complex financial decisions.
Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn’t working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.
Who’s your CFP ??
‘Chrystal Amber Swope’ is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you. I just checked her out now and I’ve sent an email. I hope she gets back to me soon. I’ve been thinking of doing this for a long time now, and I’ve procrastinated enough already.
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
I concur. Drawing from personal experience collaborating with an investment advisor, I presently manage a $1 million well-diversified portfolio that has seen remarkable growth. It’s not solely about having the funds to invest in stocks; one must also possess knowledge, persistence, and the resilience to withstand market fluctuations.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i’ve accrued over $2m with the help of my advisor from an initial $350k investment.
impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now
Laila artine kassardjian’ is the licensed coach I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.