For the quarter ended March 2025, WaFd (WAFD – Free Report) reported revenue of $179.79 million, up 4.5% over the same period last year. EPS came in at $0.65, compared to $0.73 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $184.17 million, representing a surprise of -2.38%. The company delivered an EPS surprise of +8.33%, with the consensus EPS estimate being $0.60.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company’s financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock’s price performance.
Here is how WaFd performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Total Non-performing Assets: $70.88 million versus the two-analyst average estimate of $85.18 million.
- Average balance – Total interest-earning assets: $25.63 billion versus $25.64 billion estimated by two analysts on average.
- Efficiency Ratio: 58.3% compared to the 61.4% average estimate based on two analysts.
- Net Interest Margin: 2.6% compared to the 2.6% average estimate based on two analysts.
- Total Non-accrual loans: $59.89 million versus the two-analyst average estimate of $78.56 million.
- Total noninterest income: $18.88 million versus the two-analyst average estimate of $16.06 million.
- Net Interest Income: $160.91 million versus the two-analyst average estimate of $164.28 million.
View all Key Company Metrics for WaFd here>>>
Shares of WaFd have returned -11.9% over the past month versus the Zacks S&P 500 composite’s -6.1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
